Residential Investment Loans
Built for real estate investors scaling portfolios.
DSCR (Debt Service Coverage Ratio) Loans
Rental Property Loans
Portfolio Loans
Short-Term Rental (Airbnb) Loans
Cash-Out Refinance
✔ No income verification (in many cases)
✔ Scalable for multiple properties
✔ Long-term wealth building
Traditional & Conventional Financing
Stable, long-term financing with competitive rates.
Conventional Loans (Fannie Mae / Freddie Mac)
FHA Loans
VA Loans
Jumbo Loans
Adjustable Rate Mortgages (ARM)
✔ Lower interest rates
✔ Ideal for primary residences
✔ Strong borrower profiles
Why Brokers & Lenders Send Us Their Files
- Eliminate wasting time shopping deals and identify potential faster
- Gain access to exclusive lender channels and private institutional capital
- Dramatically increase your deal approval rates through credit engineering
- Accelerated closing times from submission to funding and beyond
- Maximize your total revenue per transaction with direct placements
- Restructure complex files for optimal positioning and fundability
Turn difficult loan scenarios into fundable deals.
At MCF Funding, credit engineering means more than submitting paperwork. We analyze the full file, identify the real obstacles, and restructure the deal so it aligns with lender, investor, and capital market guidelines.
Whether the issue is income, credit, DSCR, reserves, leverage, property type, timeline, or documentation, we work backward from the funding objective to create a clear path to approval.
